Category : Basic concepts

Core ideas about uncertainty, money as tool etc.

Financial Triage and Concierge

Posted on September 26, 2016 by Kim Stephenson

After working with Toynbee Hall for a while, my ideas about how to help people to manage money came together in a new form – which we’ve started to promote with those helping those who are “financially unhealthy”.   Here’s … Continue reading →

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Financial ignorance

Posted on May 23, 2014 by Kim Stephenson

I was surprised how simple the questions described in this research were.   But the most surprising thing is how much difference they claim some basic financial facts would make, as in the quote:    “Lusardi and Mitchell found that … Continue reading →

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Dealing with debt

Posted on May 16, 2014 by Kim Stephenson

Another headline about debt recently was how 4 million people owe almost £130 on their energy supplies.     Do you think that people decided to owe money?     Apparently a third owe more than they did a year … Continue reading →

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Gambling or rent?

Posted on February 3, 2014 by Kim Stephenson

  The mass media are finally catching up.  So are the “experts”.   We’ve started to get stories about people borrowing money from payday lenders to pay their rent, such as this in the Guardian.   I said a couple … Continue reading →

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Overspending at Christmas

Posted on January 27, 2014 by Kim Stephenson

  There’s something about Christmas. It’s a time of giving, being happy etc.     And of spending money.   There were some figures in the papers last week, from research by the Halifax.   They said that why we … Continue reading →

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Positively avoiding debt.

Posted on December 9, 2013 by Kim Stephenson

  I had some feedback the other day that recently I’ve been tending to focus on what people do wrong with money.  Given that I use positive psychology a lot and emphasise the value of things like hope and optimism, … Continue reading →

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Financial Education 2013

Posted on August 2, 2013 by Kim Stephenson

  There’s good news, and bad news.   The good is that people seem to be realising one of the core messages of this site, the training I do and the book – money isn’t a goal, it’s a means … Continue reading →

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Life skills education

Posted on May 24, 2013 by Kim Stephenson

I keep seeing media articles lately about teaching things to children.  I’ve seen videos and articles about teaching finance, emotional intelligence, happiness and resilience, thinking skills and entrepreneurial skills.     That’s great, except that the curriculum is pretty crowded … Continue reading →

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Money Coaching

Posted on March 23, 2013 by Kim Stephenson

  I’ve discovered that this site is about Money Coaching – which was news to me because I’ve never called it that.  But thanks to a recent client, I’ve discovered that is what most people call it.   It is … Continue reading →

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Dying for money.

Posted on January 28, 2013 by Kim Stephenson

I saw a very sad headline the other day (Metro, January 23rd 2013).   It said “Male suicide at 10-year high as recession bites”.   That’s the sort of thing, suicide, depression, anxiety, that people associate with psychologists, but it’s … Continue reading →

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